Well these are the official drivers so it can't be them if no one else is reporting the same problem with HL2(I've read through dozens of google search result pages)
Like I said I deleted the entire Steam content on my PC and downloaded everything anew and it still happened. It did not happen with my Radeon when I switched back to it periodically and back again to the Nvidia(prior to formatting, but if I go uninstall the Nvidia and back to my Radeon again I know it'll work just fine), so it has to be the card's fault or some setting on my PC/card that is prohibiting the card from drawing the models properly, not a Steam problem...
Fast writes are off on my v-card(which is ideal as they only give problems). Should I try disabling the 256bit pipeline or sideband addressing options? Is that something safe to do? Don't want to risk burning anything up if I set an option the card/mobo doesn't support, but I have no idea what these options really do.