I've optimized the Kurt Cobain bard Skyrim build to specifics as starter build.
Race: Breton
Skills: Barbarian(2), Juggernaut(1), Well Fitted, Enhanter(2), Haggling(2)
Secondary Skills: Restoration, One-handed, Block, Smithing, Archery, Sneak
Equipment: Two-handed weapon, one-handed weapon, bow, heavy shield, heavy armor
Details: By defeating the White River Watch boss at level 8 you get full set of steel armor with steel gauntelts enchanted to improve two-handed weapon damage and a free two-handed weapon. Disenchant other items to raise you enchanting to 20, two can be found here.
https://elderscrolls.fandom.com/wiki...Stone_(Skyrim) (Necromancer is wearing magic robes that can be disechanted)
https://elderscrolls.fandom.com/wiki/Thalmor_Orders
https://elderscrolls.fandom.com/wiki/Hamvir%27s_Rest
The soul gems to enchant items with are very expensive, raise Haggling to 2. It also improves buying and selling prices including materials to upgrade weapons. Upgrade steel weapons and armor, then add Steel Smithing and Arcane Smithing as your smithing skill nears 60. Once you find an item with Mufffle enchantment, disenchant it to learn it and add that enchantment to heavy armor boots the start sneaking with archery in heavy armor for one-hit kills on most things with damage multipliers. When low in health use one-handed weapon with heal spell in the other hand or shield with heal spell in the other hand as a spellsword tank. Once primary skills are as mentioned in starter build perks work on secondary skills applying two perk points to each. Once all skills have 2 perks add additional perk points evenly to each skills. For exemple, 3 perk points in each skill next then 4 in each skill, etc.
Magicka/Heatlth/Stamina Spread: Magicka and Stamina half amount as Health. For example, once Health is 220, Magicka and Stamina 110.
To further improve prices, go to Whiterun Stables, hire the carriage to take you to Riften. Nearby you will find an Amulet of Zenithar at a shrine protected by a dangerous wild animal. Do not fight it, retreat to the guards at the watchtower you passed by and they'll get rid of it for you. Then return to the shrine and take the amulet.
https://elderscrolls.fandom.com/wiki...ne_of_Zenithar
Recommended mods:
Become a Bard: https://www.nexusmods.com/skyrimspec...ab=description
Player Size Adjuster: https://www.nexusmods.com/skyrimspec...ion/mods/14515 (set height to 5' 9", Kurt's height)
SkyUI: https://www.nexusmods.com/skyrimspec...ab=description (needed for mods)
Kurt camping underneath the bridge north of Fort Greymoor where NPCs spawn. Pun intended.
A dry warm spot where you can see rain fall and snow fall, helps in Survival Mode and makes Wet and Cold mod better.
https://www.nexusmods.com/skyrimspecialedition/mods/644