The Poptart Cat-Out: Nyan Nyan Nyan Nyan Nyan Nyan Nyan

[Drageuth]

Tea is much easier, put some water on, brew the tea, and you're done.

This is actually a really good idea.
And I have some tea, too...

Earl Grey.

[Slacker Magician]

It might just be me, but the Internet seems to run slower using Ubuntu, for some reason.

Maybe updates are downloading?

[Slacker Magician]

This is actually a really good idea.
And I have some tea, too...

Earl Grey.

Good stuff .

[Inferno.]

I have to go to the post office then work.

[Slacker Magician]

I have to go to the post office then work.

Have fun .

[Drageuth]

Maybe updates are downloading?

Not that I can tell. At least, I never approved any updates to download. I shut everything down (well, closed all windows) when I installed a flash player, but that has long since finished. I noticed this before that, though... it seems to take a bit longer for anything to load. Not really sure if it's Ubuntu or just my sleep deprived imagination.

[deadlegion]

Not that I can tell. At least, I never approved any updates to download. I shut everything down (well, closed all windows) when I installed a flash player, but that has long since finished. I noticed this before that, though... it seems to take a bit longer for anything to load. Not really sure if it's Ubuntu or just my sleep deprived imagination.

Aliens?

[Slacker Magician]

Not that I can tell. At least, I never approved any updates to download. I shut everything down (well, closed all windows) when I installed a flash player, but that has long since finished. I noticed this before that, though... it seems to take a bit longer for anything to load. Not really sure if it's Ubuntu or just my sleep deprived imagination.

Probably the lack of sleep .

[Tassadar]

Exactly, a debit card that can be used as credit yet still retaining the quality of a debit card. I loathe credit.

Me too, I don't like the idea of spending money you don't have on something you really don't need.

[Drageuth]

Me too, I don't like the idea of spending money you don't have on something you really don't need.

It does come in handy for unexpected expenses. Like when I was doing some relief work for another store a couple of weeks ago, if I didn't have my credit card I would have had to dip into my savings account to pay for gas there and back. Instead, put a tank of gas on my credit card and pay it off when I get reimbursed for my traveling expenses.

The problems lie when you start using it for unnecessary things, like an extra trip to McDonalds, or a new game, or a movie, or something like that. A bunch of $10 purchases add up really quickly when you don't see the full impact of them until you look at your statement.

[Slacker Magician]

It does come in handy for unexpected expenses. Like when I was doing some relief work for another store a couple of weeks ago, if I didn't have my credit card I would have had to dip into my savings account to pay for gas there and back. Instead, put a tank of gas on my credit card and pay it off when I get reimbursed for my traveling expenses.

The problems lie when you start using it for unnecessary things, like an extra trip to McDonalds, or a new game, or a movie, or something like that. A bunch of $10 purchases add up really quickly when you don't see the full impact of them until you look at your statement.

Purchasing more expensive stuff on credit is valid if you can not pay interest for X months, and pay it off during the interest free months.

[Tassadar]

It does come in handy for unexpected expenses. Like when I was doing some relief work for another store a couple of weeks ago, if I didn't have my credit card I would have had to dip into my savings account to pay for gas there and back. Instead, put a tank of gas on my credit card and pay it off when I get reimbursed for my traveling expenses.

The problems lie when you start using it for unnecessary things, like an extra trip to McDonalds, or a new game, or a movie, or something like that. A bunch of $10 purchases add up really quickly when you don't see the full impact of them until you look at your statement.

But by the sounds of it, that money was needed, I'm talking about (as you mentioned) for stuff you really shouldn't put yourself in debt for.

[Drageuth]

Purchasing more expensive stuff on credit is valid if you can not pay interest for X months, and pay it off during the interest free months.

Provided you don't get in the habit of putting more onto your card or credit line than you can pay off in the interest free months. Otherwise you've just completely defeated the purpose of the endeavor. Which I have done in the past, and is one of the reasons I rarely use my credit card, 'cept for ordering things online and for emergencies. And to pay my cellphone bill.

[Slacker Magician]

Provided you don't get in the habit of putting more onto your card or credit line than you can pay off in the interest free months. Otherwise you've just completely defeated the purpose of the endeavor. Which I have done in the past, and is one of the reasons I rarely use my credit card, 'cept for ordering things online and for emergencies. And to pay my cellphone bill.

That's the problem with money that doesn't exist . As long as you don't make another big purchase while you're paying the previous off it's not a bad plan. I try and make a point of paying in cash, being in debt doesn't sit well with me.

[Drageuth]

That's the problem with money that doesn't exist . As long as you don't make another big purchase while you're paying the previous off it's not a bad plan. I try and make a point of paying in cash, being in debt doesn't sit well with me.

Not sure if it's the same in the States, but in Canada they recently (as in, beginning of last year) passed a law that stated that credit card companies had to provide their "interest free" zone in a progressive manner. So, for example, if I purchased something for $100, then two weeks later purchased something else for $100, then two weeks later (say, just before the deadline for the interest free) paid off $100 on my credit card, I would still have $100 owing, but the interest free zone on the second item is still in effect for however long the given length of time is.

... if that makes any sense.