I have no credit card info on anything but Amazon/Play/Zavvi.
Only a moron would give Microsoft their card details.
Or Sony for that matter.
I've used mine on PSN and Live but my card company are pretty overzealous about the whole account protection thing. I bought two copies of Half Life off Steam once for $1 each (one for me, one for Fer) and I got a phonecall first thing the next morning making sure the purchases were legitimate and that it wasn't someone testing a stolen card with small amounts to see if they'd go through. I think another time I made an error on my billing address, and sure enough, first thing the next morning the card company called me up to make sure everything was alright.Better than certain nameless companies who just completely ignore suspicious transactions and let them go through *cough* Barclaycard *cough*.
Yeah, the only problem here is to look for the right card, since some of them aren't accepted as online payment, I use my brother's card for XBL, the one where he gets his payment from work and that's the only one it seems to work.I've got another that I opened for being a university student and it only works with Steam for some reason.
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I don't know why I didn't check eBay for processors sooner.