Quote Originally Posted by deadlegion View Post
You have a certain car, you join a club for the car (or manufacturer) and there's special insurance deals or whatever.

Zero excess in some cases.

Buy a Vauxhall Viva, join the club and hang out with chaps that wear tweed.......and there's cheap insurance
I doubt there's anything like that over here. All you can do is go on another one with no claims' policy, which would probably lower it a little. But I have no one to put on my policy.