So I finally managed to get Chrono Cross running based off the hundreds of other threads without having the need to post a thread...
ePsxe 1.5.2 seems to be the answer
however,
as soon as I got Mojo, which is irrelevant to the problem-just frustrating,
I decided to tweak the video/audio settings
so when I started 1.5.2 up again and tried to load,
my in-game saves were gone.
They had transferred over from the night before, so I wasn't worried about it,
but now all I have is a much earlier save-state.
Was this a rookie mistake? should I just stick to save-states?
or am I just missing something, or should I not mess with the video/audio plugins?
I never had this problem before with any emulator, although I usually use save-states
thanks for all the help, before and now